Credit Card Features and Reward Offers
Credit card features and reward offers:
| 0% Introductory Rate |
|
 |
|
Some offer 0% introductory rate, a low fixed APR, or low introductory APR. Some may even offer 0% APR on balance transfers for an initial period. |
|
| Balance Transfers |
|
 |
|
Allows consumers to consolidate credit card debt into a single account, preferably one with a low APR or even a 0% introductory APR, to save money on interest charges. |
|
| No Annual Fee |
|
 |
|
Some are no annual fee for first year while others are for lifetime of account. The best rewards and cash back cards usually do not offer this feature. |
|
| Cash Back |
|
 |
|
A percentage of your total spending given back to you as cash. May have different percentages for different spending categories. Usually requires good to excellent credit. |
|
| Travel Rewards |
|
 |
|
Accumulate rewards from everyday purchases and spending that can be redeemed for free hotel stays, free airline flights, or other travel discounts. |
|
| Reward Points |
|
 |
|
Earn points of each qualifying purchase and amount. Can redeem the points for merchandise, rewards, gift cards, or even cash back. |
|
| Gas Rewards |
|
 |
|
Offers a high cash back percentage for gas purchases as well as a lower base percentage for all other purchases. Great option for commuters. |
|
| Business Credit Card |
|
 |
|
Useful for small to medium businesses up to corporate executives. Usually combined with travel rewards, cash back features, and no annual fees for business expenditures. |
|
| Student Credit Cards |
|
 |
|
Usually smaller and more manageable credit lines designed for those in school and looking to build up some credit history in their credit file. |
|
Back to the Top | Back to the Directory
|
|
|
Resources:Household HSBC Credit Cards (December 11, 2008)Credit Card Features and Reward Offers (December 02, 2008)General Credit Card Info (December 01, 2008)Vision Premier Prepaid Visa Debit Cards (November 17, 2008)Walmart MoneyCard Visa Prepaid Credit Card (November 16, 2008)Orchard Bank Mastercard (November 15, 2008)Netspend Prepaid Visa and Mastercard and Prepaid Debit Credit Card (November 08, 2008)MBNA America Bank Credit Card (November 06, 2008)Green Dot GreenDot Prepaid Visa and Mastercard (November 04, 2008)FNBO Direct First National Bank of Omaha Credit Card (November 03, 2008)Account Now Prepaid Mastercard and Visa (November 01, 2008)
|